Tax Saving Investments 2025-26: Best Options to Reduce Your Tax

With FY 2025-26 ending March 31, 2026, it is time to optimize your tax savings under Section 80C.

Understanding Section 80C

Section 80C allows deductions up to ₹1,50,000 annually. Save up to ₹46,800 in taxes!

Top Tax-Saving Investments

1. ELSS

  • Lock-in: 3 years
  • Returns: 12-15%

2. PPF

  • Lock-in: 15 years
  • Returns: 7.1% (tax-free)

3. EPF

  • Returns: 8.15%

4. NPS

  • Additional ₹50,000 deduction
  • Returns: 8-10%

5. Tax-Saving FDs

  • Lock-in: 5 years
  • Returns: 6-7%

6. Sukanya Samriddhi Yojana

  • Returns: 8.2%

7. Senior Citizens Savings Scheme

  • For 60+ years
  • Returns: 8.2%

Use Our Tax Estimator

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Deadline: March 31, 2026

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